Privacy Policy

Effective date: August 21, 2025

This Privacy Policy explains how Smart Finance (“we,” “the site,” “the service”) collects, uses, stores, and protects your data when you access smart-finance.online (“the Site”). By using the Site, you agree to the practices described on this page.

Information We Collect

Usage data: IP address, browser type, device, pages visited, duration, and referrers.
Cookies & similar technologies: for preferences, analytics, personalization, and ad measurement.
Information you provide: name, email, and messages when you contact us or subscribe.

How We Use Your Data

To provide and improve content, features, and user experience.
Audience analytics to understand content performance.
Service communications, support, and responses to inquiries.
Security, abuse prevention, and compliance with legal obligations.

Cookies

Cookies help us remember preferences and analyze Site usage. You can disable cookies in your browser settings, but some features may not function optimally. By continuing to use the Site, you consent to cookies under this Policy.

Advertising & Affiliates

The Site may display ads from third-party networks and include affiliate links. Those third parties may use cookies/pixels to serve more relevant ads and measure performance. We do not control third-party cookies— please review each provider’s own policies.

Analytics

We may use analytics tools (e.g., web analytics platforms) to understand aggregate user behavior and content performance. Data is anonymized/aggregated where feasible in line with industry practice.

Information Sharing

We do not sell your personal data. We may share data with:

Trusted service providers (hosting, analytics, email delivery) under confidentiality agreements.
Law enforcement where required by law.
Relevant parties in a business transaction (e.g., merger) with appropriate safeguards.

Storage & Security

We use reasonable measures to protect data against unauthorized access. However, no transmission/storage method is 100% secure. Keep your credentials safe and contact us promptly if you suspect a breach.

Your Rights

Depending on your jurisdiction, you may have rights to access, update, delete, or restrict the processing of your personal data. Send requests to contact us. We will respond in accordance with applicable laws (including, where relevant, Indonesia’s PDP Law, GDPR, and/or CCPA).

Children’s Privacy

The Site is not intended for children under 13. We do not knowingly collect data from children. If you believe your child has provided data to us, please contact us for deletion.

External Links

The Site may contain links to other websites. We are not responsible for the privacy practices or content of third parties. Review their policies before providing any information.

Changes to This Policy

We may update this Privacy Policy from time to time. The latest version will be marked with the “Effective date” at the top of this page.

Contact

For privacy questions, contact us: click here